¡Acompáñanos a viajar por el mundo de los libros!
Añadir este libro a la estantería
Grey
Escribe un nuevo comentario Default profile 50px
Grey
Suscríbete para leer el libro completo o lee las primeras páginas gratis.
All characters reduced
Money Habit Shocks - cover

Money Habit Shocks

Maxwell Chen

Editorial: Publifye

  • 0
  • 0
  • 0

Sinopsis

"Money Habit Shocks" explores the fascinating disconnect between our expected and actual outcomes in daily financial decisions, drawing from an extensive research base covering 50,000 households across 12 countries. This comprehensive analysis reveals how seemingly rational money choices often lead to surprising results, particularly in areas like routine purchases, subscription services, and payment methods.

 
The book uniquely bridges the gap between academic research and practical financial advice, offering readers evidence-based strategies rather than conventional wisdom. The narrative unfolds across three main sections, beginning with an examination of common spending assumptions and their unexpected consequences. Moving through the mathematics of everyday transactions, the book demonstrates how minimal price differences in routine purchases compound significantly over time.

 
The final section equips readers with practical frameworks for identifying and modifying problematic spending patterns, including innovative approaches to evaluating subscription services and understanding the hidden costs in daily transactions. What sets this work apart is its interdisciplinary approach, combining behavioral economics, neuroscience, and psychology to explain consumer behavior.

 
Through data visualization, case studies, and practical examples, complex concepts become accessible to both financial professionals and general readers. The book's analysis of modern factors, such as digital payment systems' influence on spending behavior, makes it particularly relevant in today's financial landscape, while its research-backed insights provide actionable strategies for improving daily financial decisions.
Disponible desde: 09/01/2025.
Longitud de impresión: 127 páginas.

Otros libros que te pueden interesar

  • Seven Years Not Forty - How the Fast-Wealthy Move - cover

    Seven Years Not Forty - How the...

    Ellis Marwood

    • 0
    • 0
    • 0
    Most people inherit a financial script they never chose: go to school, get a job, save steadily, and retire at sixty-five. Ellis Marwood argues that this script is not a timeless truth but a historically specific relic — one that was better suited to an era of pensions, shorter lifespans, and limited alternatives. Today, it no longer serves the majority of people well enough to be accepted without question.
    Seven Years, Not Forty is a rigorous, practical guide to building genuine financial freedom on a compressed timeline. Drawing on seventeen years of reporting on the people and companies that fall outside the usual norm, Marwood distills the mechanics behind accelerated wealth creation into a coherent and honest framework — one grounded in ownership, leverage, systems, and solving problems at scale.
    The book begins by dismantling three common financial misconceptions: that high income equals wealth, that saving and investing are sufficient paths to freedom, and that retirement at sixty-five is the natural endpoint of a working life. Using research from Federal Reserve data, Thomas Piketty's capital theory, the Harvard Study of Adult Development, and behavioral economics, Marwood shows why the standard path often fails to deliver what it promises — and what the alternative looks like in practice.
    At the core of the book is a simple but powerful distinction between three financial roads: labor, saving and investing, and ownership. Most people spend their entire careers on the first two. The fastest wealth builders move deliberately toward the third — acquiring businesses, real estate, intellectual property, and equity that produce income independent of their personal labor.
    Marwood then provides the tools to make that move. Readers learn how to escape the salary trap without reckless quitting, how to shift from a consumer to a producer mindset, how to build businesses that run without the owner in the room, and how to deploy the five levers — labor, capital, code, media, and equity — to multiply output far beyond what personal effort alone can achieve. The book also addresses the psychological and structural threats to wealth preservation, and makes a compelling case that true richness must be lived during the building years, not deferred to an uncertain future.
    Through case studies of Sara Blakely, Jan Koum, and Madame C.J. Walker, Marwood shows that compressed wealth creation is not reserved for tech prodigies or the already-privileged. It follows a recognizable pattern: identify a widespread problem, test cheaply, retain ownership, build transferable systems, and use leverage to scale beyond personal labor.
    Seven Years, Not Forty does not promise shortcuts or secret formulas. It offers something more valuable: a clear map, drawn from thousands of real stories, of how ordinary people have built extraordinary financial freedom — and what any reader willing to question the inherited script can begin doing today.
    Ver libro
  • The Future of the Factory - How Megatrends are Changing Industrialization - cover

    The Future of the Factory - How...

    Jostein Hauge

    • 0
    • 0
    • 0
    For centuries, industrialization and factory-based production have been core ingredients in economic growth, development, and innovation. This symbiotic relationship between industrialization and economic prosperity is now changing. "Megatrends"—trends within the domains of technology, economy, society, and ecology that have a global impact—are changing the ability of the manufacturing sector to serve as the engine of growth, changing traditional ideas of technological progress, and changing growth and development opportunities in both the global South and the global North. 
     
     
     
    Four megatrends are particularly worthy of note: the rise of services, digital automation technologies, globalization of production, and ecological breakdown. In this book, Jostein Hauge provides a novel analysis of how these megatrends are changing industrialization, and charts new pathways for industrial policy and global governance. He also offers a wide-ranging account of the role of technology, globalization, and ecology in shaping the world economy. The Future of the Factory shows that industrialization remains a cornerstone of economic prosperity, but that power asymmetries in the world economy create uneven opportunities for achieving economic growth, development, and industrialization.
    Ver libro
  • The Art of Startup Fundraising - Pitching Investors Negotiating the Deal and Everything Else Entrepreneurs Need to Know - cover

    The Art of Startup Fundraising -...

    Alejandro Cremades, Barbara...

    • 0
    • 0
    • 0
    Startup money is moving online, and this guide shows you how it works. The Art of Startup Fundraising takes a fresh look at raising money for startups, with a focus on the changing face of startup finance. New regulations are making the old go-to advice less relevant, as startup money is increasingly moving online. These new waters are all but uncharted—and founders need an accessible guide. This book helps you navigate the online world of startup fundraising with easy-to-follow explanations and expert perspective on the new digital world of finance. You'll find tips and tricks on raising money and investing in startups from early stage to growth stage, and develop a clear strategy based on the new realities surrounding today's startup landscape. 
     
     
     
    The finance world is in a massive state of flux. Changes are occurring at an increasing pace in all sectors, but few more intensely than the startup sphere. When the paradigm changes, your processes must change with it. This book shows you how startup funding works, with expert coaching toward the new rules on the field. You will learn how the JOBS Act impacts the fundraising model; gain insight on startups from early stage to growth stage; find the money you need to get your venture going; craft your pitch and optimize the strategy; build momentum; identify the right investors; and avoid the common mistakes.
    Ver libro
  • Winning the Room - Public Speaking Skills for Unforgettable Storytelling - cover

    Winning the Room - Public...

    Jonathan Pease

    • 0
    • 0
    • 0
    Win in every room. Cultivate an authentic connection with your audience, no matter what. Conquer your public speaking fears, learn how to be likable, how to present for work, how to give compelling pitch meetings, and how to be a person who wins through highly effective communication techniques. Winning the Room teaches public speaking skills applicable to everybody, in any situation. 
     
       
     
    Become a great public speaker with guidance from an expert. Do you get nervous before a presentation? Do you find yourself rambling and losing your point? In Winning the Room, award-winning creative and communications director, thought leader, and author Jonathan Pease (JP) uses road-tested techniques to take you on a fun, yet practical journey to becoming a fearless storyteller people buy from—emotionally and financially. 
     
     
     
    In Winning the Room, find: a tight, actionable, and memorable system for how to build trust and be great at different types of public speaking moments; how to turn nervous energy into passion and charisma that people engage with; and how to apply these skills to various settings like keynotes, pitch meetings, presentations, and everyday conversations with friends and family. If you liked Cues, Everyday Business Storytelling, or Your Story Well Told, you'll love Winning the Room.
    Ver libro
  • The New Nature of Business - The Path to Prosperity and Sustainability - cover

    The New Nature of Business - The...

    Peter Vanham, Andrea Hoffmann

    • 0
    • 0
    • 0
    In The New Nature of Business: The Path to Prosperity and Sustainability, businessman André Hoffmann and journalist Peter Vanham describe how companies should change their ways to have continued success, and why the current modus operandi is not working. They present a template for creating "sustainable prosperity", and case-studies of companies that survived and thrived by opting for change. In doing so, they provide a way out of long-standing dilemmas, such as how to balance business needs with impact on nature, shareholders with stakeholders, and short-term vs. long-term profits. 
     
     
     
    You'll find: 
     
     
     
    ● A first-hand account of global healthcare company Roche's sustainability practice, as told by André (Roche's vice-chairman), chairman Severin Schwan, and several other senior management members 
     
     
     
    ● Case-studies and lessons of organizations with visionary leaders, such as INSEAD, IKEA, Harley Davidson, and Holcim 
     
     
     
    ● Strategies for addressing the negative externalities and trade-offs that arise from doing business; identifying the right metrics and targets to deliver on your purpose; and accounting for human, social, and natural capital, alongside financial capital
    Ver libro
  • No BS Guide to Successful Marketing Automation - The Ultimate No Holds Barred Guide to Using Technology Automation and Artificial Intelligence in Marketing - cover

    No BS Guide to Successful...

    Dan S. Kennedy, Parthiv Shah

    • 0
    • 0
    • 0
    Dan Kennedy and Parthiv Shah leverage their extensive marketing expertise to teach you proven, no-nonsense strategies for achieving successful marketing automation. This exceptional addition to the No B. S. series is essential for anyone aiming to harness software and cutting-edge technology to elevate their marketing efforts. In this book, you will discover: 
     
     
     
    ● Effortless Marketing: Explore how software and technological advancements empower your marketing initiatives to operate autonomously. 
     
     
     
    ● Expand Your Reach: Utilize campaign automation to broaden your audience and, as a result, boost your revenue. 
     
     
     
    ● Unlock the Power of AI: Learn how the emergence of artificial intelligence can revolutionize your business, positioning it for remarkable growth.
    Ver libro